Insurance for Dummies

Insurance for Dummies Review

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Now updated — your guide to getting the best insurance policy

Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time.

• Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life

• Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters

• Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits

• Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps

• Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance

Open the book and find:

• The best life, health, home, and auto policies

• Strategies for handling the claims process to get what you deserve

• Tips on adjusting your deductible to suit your lifestyle

• How to navigate healthcare policies

• Ways to reduce your risk and your premiums

• Common traps and loopholes

• Considerations for grads, freelancers, and remote workers

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Spanish for Car Insurance Agents

Spanish for Car Insurance Agents Review

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At last, the nationally-acclaimed occupational language programs from Command Spanish® that are used by the U.S. Government, Fortune 500 companies, and professional associations are now available to the general public!

NO PRIOR KNOWLEDGE OF SPANISH NEEDED!!!

Spanish for Car Insurance Agents allows car insurance agents to communicate with and better assist their Spanish-speaking clients. With over 300 Spanish language commands, statements, and questions, this is the most thoroughly researched and used training book of its kind. Using the input of licensed car insurance agents and native Spanish-speakers you can be sure of the material contained in this book.

 SPANISH FOR ADULT PROFESSIONALS!!!

This book and two CDs helps car insurance agents; greet and be sociable with clients; utilize, receive, and give numbers; ask and receive basic personal information, assist first time insured, handle insurance renewal & changes in policies, conduct interviews to establish coverage, discuss the approval and denial of insurance, handling claims, and MORE.

NO GRAMMAR!!!

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Living Rich by Spending Smart: How to Get More of What You Really Want

Living Rich by Spending Smart: How to Get More of What You Really Want Review

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“After 21 years of giving advice about your wallet on the radio, I thought I had heard it all and read it all. Then I read Living Rich by Spending Smart. Greg Karp has a clear roadmap to wealth that is yours for the taking. Follow his simple steps and you will take control of your financial future. Get FIT now!”

–Clark Howard, The Clark Howard radio show

 

“The book is full of practical information for trimming and redeploying spending, which is often given short shrift in other personal finance books. The author provides solid advice and solid writing on a topic that benefits from a fresh voice.”

–Liz Pulliam Weston, MSN Money columnist and author of Easy Money

 

“Greg Karp offers well-researched, practical strategies that can help anyone save big money on everyday expenses, and his entertaining writing style makes the book a fun read.”

–Stephanie Nelson, editor of CouponMom.com and frequent guest on ABC-TV’s Good Morning America

 

“Greg Karp gets it and you will too. His research and tips will help you keep more of the money you earn. Reading Living Rich by Spending Smart is the best way to give yourself a raise.”

–Steve & Annette Economides, New York Times Best-Selling Authors of America’s Cheapest Family Gets You Right On The Money

 

“Wise people have always known it. Now Greg Karp lets everyone in on the secret. The surest way to living well is to manage your spending. Living Rich by Spending Smart is a simple roadmap that anyone can follow. And should!”

–Gary Foreman, editor of TheDollarStretcher.com

 

“For every consumer who consistently fails to engage brain before operating pocketbook, this book provides simple, concrete steps to immediately take control of your spending.”

–Edgar Dworsky, founder of ConsumerWorld.org

 

As The Millionaire Next Door revealed, building wealth isn’t just about working harder or what you choose to invest in: it’s about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that.

This book isn’t about depriving yourself. Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you’re barely aware of and making sure you spend with a purpose.

Karp’s surprisingly painless techniques will help you eliminate wasteful spending in every area of your financial life. You’ll discover how to focus spending on what you really care about...spend less on gifts without becoming a cheapskate...slash your phone bill...pay less for food and still eat what you want...eliminate spending leaks in insurance, education, even entertainment.

From the clothes you wear to the cars you drive, this book will help you build a life that’s truly rich because it’s truly financially secure.

 

•Smart people, dumb spending
Why you need to fire the accountant in your head

•What a waste
   From inkjet cartridges to extended warranties

•Achieving money victory: short-term tactics, long-term strategies
   Win today’s retail skirmishes (and your lifelong money wars)

•How to pay less for the same entertainment
   ...without having less fun

•Why comparison shopping is more profitable than you thought
     Surprise: it’s worth your time 

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Mastering Insurance Marketing: How to Make Your Agency Forward in the New Media Age

Mastering Insurance Marketing: How to Make Your Agency Forward in the New Media Age Review

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Mastering Insurance Marketing: How to Make Your Agency Forward in the New Media Age Feature

• ISBN13: 9781453696934
• Condition: New
• Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

Insurance marketing is changing rapidly. It's critical that you not only stay on top of the latest insurance marketing tools available to you, but that you constantly push to revamp your existing practices.  Mastering Insurance Marketing talks about specific marketing and sales techniques used by successful insurance agents across the country to grow their agencies.

Using the customers of InsuranceAgents.com as a base of knowledge to pool ideas from, the book covers real-world insurance marketing techniques used by captive and independent agents to not only increase sales, but to also increase retention rates.

• Discover how traditional marketing is no longer effective.
• Learn about how social media is having a large impact on insurance marketing.
• Learn about new techniques for increasing referrals from existing customers.
• Hear about interesting new twists on increasing customer retention.
• In-depth coverage of lead management systems and how they work for you.
• Learn techniques on how to make internet leads profitable.
• Find out how successful agents deal with objections during the sales process.
• InsuranceAgents.com's detailed guide to closing on the phone and in person.
• Read about several new techniques to improve your follow-up process.

Mastering Insurance Marketing is designed to serve as a guide to making the transition from old traditional ways of insurance marketing such as cold calls, the phonebook, radio and TV, door-door, flyers, and direct mail to embracing the new modern ways of marketing.

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How To Save Money on Car Insurance: The "must have" insider's guide to saving money on car insurance in the UK

How To Save Money on Car Insurance: The "must have" insider's guide to saving money on car insurance in the UK Review

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This is an essential - must have, insider's guide on "How to save money on car insurance". A former insurance advisor talks about the 14 factors that affect the Premium and how to lower your insurance quote substantially. Jargon free, yet comprehensive and easy to follow, this guide explains the overall insurance principles/concepts, the insurance company's rights, your rights as a customer, plus useful advice and suggestions. Car insurance is calculated based on multiple factors, mostly automatically. This book covers topics of insurance quote gathering process, and provides necessary information about the factors affecting the price- such as Age, Advanced Driving Tests, No Claim Discounts, Gender, Marital Status, Risk Address, License types, Car models, Excess, Additional drivers etc. Different types of Cover - Comprehensive, Third Party Fire and Theft; and Third Party Only, are also discussed. The final and crucial chapter covers the most neglected areas in the insurance industry, Accidents, Claims and Compensation. This chapter prepares you for insurance related issues in case of an accident, preparation before and after accident situations, such as court case, procedures for making complaints and what to do in case of a hit and run driver etc. A succinct FAQ section and an Index allows readers to access required information quickly and easily.

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How to Lower Your Car Insurance

How to Lower Your Car Insurance Review

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This guide will show you tricks and tips to lower your car insurance costs.

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Ten Questions - The Insider's Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed

Ten Questions - The Insider's Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed Review

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"Ten Questions . . . Hidden Discounts Revealed discusses how to crack down on one's auto insurance bill . . . . From finding discounts, improving one's rating, and much more . . . Ten Questions is an excellent and much recommended pick for anyone struggling with their auto insurance."

-The Midwest Book Review

Willis M. Buhle
Reviewer

How is your car insurance rate determined? Knowledge is money in your pocket, because the more you know about how the rating process works, the less you will pay. You are looking for information that will help you save your hard-earned dollars, and you have found it.

A single 5% discount that you have been missing each policy term is costing you far more than this guide will.

Ten Questions is not a book for "dummies," but it is an easy to use, engaging, and informative guide, specifically designed to help save you money.

It is absolutely guaranteed to do just that. If you do not find any benefit in Ten Questions, (no matter which version you buy) simply return it for a full refund.

Find out what the insurance companies don't want you to know, like the fact that you can switch carriers any time you want, as often as you want. You do not have to wait until your current policy renews or expires in order to do so.

Ten Questions isn't about getting the cheapest policy at the cheapest price. It's about getting the best policy at the best price, and here's how:

• It will help you find and qualify for discounts.
• It will show you how to improve your rating tier, and lower your "base rate."
• It will help you allocate your premium dollars more effectively, so that you don't spend money on coverages you don't need or want.

Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.


FAQS about Ten Questions:

Q: How is Ten Questions different from other "how-to" and "instructional" guides that claim to have the same information?

A: Most of those books were written by insurance agents who were not "specialists" in auto insurance. Auto insurance is all I know, and all I do. In three years, I sold more policies in more states than most agents will in a lifetime. Ten Questions is about saving you money on auto insurance, nothing else.

Q: Isn't using this guide "cheating?"

A: Owning a crowbar is not a crime. Using it to break into houses and businesses is a crime. Merely possessing a very powerful tool is not an indication that you intend to use it for unethical or immoral purposes. Ten Questions is a tool, a "rule book" if you will, about auto insurance. Knowing those rules allows you to play the game fairly. Nobody who plays any game "fairly" can rightfully be called a "cheater." Think of it as "test preparation," not "cheating."

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Auto Insurance Tips: Buying A New Car? Find Out About Insurance First

Auto Insurance Tips: Buying A New Car? Find Out About Insurance First Review

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Amazon Best Seller: Automotive >Insurance
Report Description

Find The Right Type Of Insurance

Be Sure To Decide On The Right Auto Insurance

Save Your Cash With These Tips For Your Auto Insurance

Tips On How To Get Great Auto Insurance

Several Things You Should Know When Choosing Auto Insurance

Tips To Find Cheap Auto Insurance Policies

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The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe

The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe Review

The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe Feature

• ISBN13: 9780615282787
• Condition: New
• Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property.

Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game, rules written by and for the insurers, you could find yourself on the losing end.

The Claim Game: A Homeowner s Guide to Avoiding an Insurance Catastrophe levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory.

Discover the secrets to homeowners insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Gameis your comprehensive resource for property damage claims.

The Claim Game will teach you how to:
-Settle claims quickly and fairly.
-Reduce or eliminate your deductible.
-Decipher your insurance policy so it makes sense.
-Discover hidden coverages that protect you and save money.
-Organize claim information to expedite your claim.
-Get a denied claim covered.
-Understand an estimate from a contractor or an insurer.
-Select the right contractor to repair your home or property.

Also included:
-Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others.
-An in-depth examination of the most common issues and concerns homeowners encounter.

How to Photograph Cars

How to Photograph Cars Review

Capture the contours of your car with expert tips from professional photographer James Mann! Everything you need, from selecting equipment and film to static and action photography and studio techniques is bound into this fabulous all-color guide. High-quality photographs serve as examples of Mann's techniques, enhanced by step-by-step instruction and images describing how to accomplish each successfully. Highlighted with necessary angles and techniques that embrace a professional magazine feature.

1105 Yakima Street (Cedar Cove)

1105 Yakima Street (Cedar Cove) Review

Dear Reader,

You've probably heard that my wife has left me. Rachel's pregnant, and she says she can't handle the stress in our household anymore. My thirteen-year-old daughter, Jolene, is jealous of her. Maybe it's my fault. As a widower I spoiled her—

Jolene was reading over my shoulder just now and says that's not true. She claims Rachel ruined everything. But that's not true. The real question is: How can I get my wife back? I don't even know where she is. She's not with Teri Polgar or any of her other friends from the salon. The other question is…when will Jolene grow up and stop acting like such a brat?

Of course, I'm not the only one in town with problems. Linc Wyse's father-in-law is trying to destroy his business. And you know Charlotte Rhodes? Seems she's becoming forgetful, and the family's worried about her and Ben. Lots of other stuff going on—but Rachel is better at keeping up with it than I am.

If you have any idea where my wife is, give me a call. Please.

Bruce Peyton

What You Don't Know About Buying Car Insurance Can Hurt You

What You Don't Know About Buying Car Insurance Can Hurt You Review

Michael A. Schafer is an attorney who concentrates his law practice in personal injury litigation. His office is in Louisville, Kentucky. Mike graduated from the University Of Louisville School Of Law in 1985. He was an assistant Commonwealth s Attorney in Louisville for three years. He then spent two years working for an insurance defense firm. He opened his own practice in 1990. Mike now represents people who have been injured in automobile accidents. He helps them through the maze of insurance law to assure they receive fair and just compensation for their injuries and other damages.

Zig Ziglar's Secrets of Closing the Sale

Zig Ziglar's Secrets of Closing the Sale Review

Zig Ziglar's Secrets of Closing the Sale Feature

• sure-fire tested methods
• Number one salesman of ou time
• Hghly reccommended
• good reading and very informative

Doctors, housewives, ministers, parents, teachers … everyone has to "sell" their ideas and themselves to be successful. This new guide by America's #1 professional in the art of persuasion focuses on the most essential part of the sale—how to make them say "Yes, I will!"

Zig Ziglar lets you in on the secrets of his own sure-fire, tested methods:

• Over 100 successful closings for every kind of persuasion
• Over 700 questions that will open your eyes to new possibilities you may have overlooked
• How to paint word pictures and use your imagination to get results
• Professional tips from America's 100 most succesful salespeople

Do what millions of Americans have already done—open this book and start learning from Zig Ziglar's Secrets of Closing the Sale!

The Real World Guide to Buying Car and Motorcycle Insurance in Wisconsin

The Real World Guide to Buying Car and Motorcycle Insurance in Wisconsin Review

Consumers need good information from a reliable source about what kind of automobile insurance coverage to buy. In this essential book, Wisconsin attorneys Lee Atterbury, Alex Kammer, and Jason Studinski draw on their years of experience representing victims of car accidents to explain what kind of insurance coverage you really need. Anyone who owns, drives, or rides in a car in Wisconsin could benefit from this advice before having to deal with the physical and financial consequences of a serious automobile injury. Lee Atterbury, Alex Kammer, and Jason Studinski provide legal representation for individuals who have been injured in automobile accidents. They serve clients throughout Wisconsin from their offices in Madison and Stevens Point.

Jenna's Cowboy: A Novel (The Callahans of Texas)

Jenna's Cowboy: A Novel (The Callahans of Texas) Review

Jenna's Cowboy: A Novel (The Callahans of Texas) Feature

• ISBN13: 9780800733537
• Condition: New
• Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

Jenna Callahan has a young son and rewarding work on her father's ranch. She's content. But she never expected to see Nate Langley back in town--the first guy she noticed, the one her father sent away all those years ago. And she never thought the attraction they felt would be as strong as ever.
Jenna's cowboy has some healing of his own to do, though, after two tours of duty in the armed forces. With the help of good friends, strong faith, and a loving family, he hopes to put the horrors of the past behind him--and become the man Jenna deserves.
With an emphasis on simple acts of love, Jenna's Cowboy gives romance readers what they want most: a love story with a Texas touch.

The Complete Idiot's Guide to Buying Insurance and Annuities

The Complete Idiot's Guide to Buying Insurance and Annuities Review

You're no idiot, of course. You have a responsible job, manage the family finances and help the kids with their science projects. But when it comes to buying insurance, you're so overwhelmed that you're ready to say yes to almost any policy. Don't sign on the dotted line! In The Complete Idiot's Guide to Buying Insurance and Annuities you get:

The Wall Street Journal Complete Estate-Planning Guidebook

The Wall Street Journal Complete Estate-Planning Guidebook Review

Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole lot easier for your loved ones and put you in control of how your assets will get passed to your heirs. 
 
Here, Wall Street Journal personal-finance reporter Rachel Emma Silverman walks you step-by-step through the process. Chock-full of clear and solid advice on how to get the most out of the main estate planning tools - including wills, trusts, life insurance, guardianship papers, and powers-of-attorney documents - the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, and unintimidating as possible.

This book will help you:
·      Clarify your estate-planning goals, such as dividing up property for heirs, reducing taxes or leaving money for charity
·      Understand the key estate-planning documents you’ll need, including wills, beneficiary-designation forms, powers-of-attorney and health-care advance directives
·      Decode the technical jargon that estate planners often use, so you feel comfortable discussing QTIPs and QPRTs when you sit down with your lawyer. 
·      Reduce possible estate, gift or generation-skipping taxes and legal and probate fees – decreasing what goes to the tax man and increasing what goes to your heirs
·      Learn strategies to divide money and personal property among your heirs, and reduce the possibility of family fights
·      Discuss sensitive estate-planning issues with your family
·      Maintain your estate-plan over time, including how to store and when to update your documents
 
With completely up-to-date information on how to navigate the new 2011 estate tax legislation, and thoughtful advice on how to handle your estate in complicated situations – like if you’re single, in a same-sex relationship, or wish to provide for children with special needs -  this is the estae-planning guide for today’s messy and complicated world.
 
One of the biggest estate planning mistakes people make, says Silverman, is waiting too long to start. Which is why the Wall Street Journal Complete Estate-Planning Guidebook isn’t just for those planning for retirement or their golden years. It’s for anyone, of any age, who wants the peace of mind of knowing that your wishes will be respected and your hard-earned money will get passed on as you would like.